Identifying And Understanding The Problems
There are many steps that need to be taken, in order to create a path or road map, to bettering one’s credit rating. Not only do late pays bring your score down, but inaccurate information is more so, the culprit that is bringing your score down. All this data will be compiled through our Proprietary “Deep Credit Analysis Process.” Once we understand all of the problems that have negatively affected your credit score, we will give you all the information you need to take action and we will work together as a team to start getting all those negative and inaccurate remarks removed. This will ultimately strengthen your credit score. Our team will basically be here for you, step by step during the entire process and they will make sure that not only do you take each step in the correct order, but that you also completely understand each step thoroughly.
How Do We Challenge The Bureaus
Upon understanding all your credit report’s information including, unverifiable, not verified, misleading, inaccurate or just false information, we then key in all that data into our system. This is the magic that allows our/your team to start the initial challenging process. The entire process will collectively challenge or question all the negative information reported by the 3 credit bureaus, the creditors and the collection companies. Our/your team will generate, address, stamp and mail all the necessary letters out to each party. Each dispute round can take 30 to 40 days. Once these important letters are sent, it then becomes a waiting game until you receive all the responses and updates. At any time, you can log into your portal and check out the current status and any positive activity on your credit report. We will continue this process over and over and work with you step by step to help you improve and restore your credit rating.
Analyzing And Understanding Your Updated Reports
The updated reports will come directly to you. You must be on watch for these updated reports from all the collective bureaus, creditors and collection companies. You will upload all these documents into your portal. Once our/your team receives them, we will verify any changes including inaccuracies, misleading, unverifiable or just false information on your latest report. If there is still negative or unchanged information on your report, we go back to all entities that furnished information on your report and start asking detailed questions as to why the information was not updated or removed? Once an item is updated or removed, we check that one off and continue moving forward on all the other items. Each round of detailed and custom letters that we send to all entities, are designed to get more aggressive and are a targeted pin point dispute for each individual negative item.
Continual Weekly Education
As the entire credit restoration process unfolds, we will continue to give you all the necessary tools, information and education you need to continue raising you credit score, throughout life. Not only are we rebuilding you credit rating but we will teach you many techniques, such as information on debt settlement, among many other strategies. The entire education process will be sent via text messages, emails or even voice broadcast. This is one of the tools you will set up in your own portal. There are many other products we offer you that will assist you in building AAA credit. Never shy from legal assistance depending on your own circumstance. We will teach you to monitor your credit daily and it will become as common as getting dressed in the morning, as it should. Credit monitoring and credit card management will also help in building your credit scores.
What is Included In Our Service
Fixing your credit is our goal. We will work hard to correct, update or remove the following inaccurate, misleading and unverifiable items listed below:
- Late pays
- Tax liens
- Short sales
- Collection accounts
- Identity Theft
- Charge Offs
- Account sold
- Authorized users
- Medical bills
- Child support